COVER STORY

Featuring Ken Olling

Ken Olling is the founder and CEO of MELD. As he has firsthand experienced the struggle of the masses going through to be directly connected to the world of crypto-based services, he was inspired by the idea of creating a non-centralized international financial system.

MELD is considerate about the mental wealth of their clients. They intend to help people regain control over their financial lives. Ken has created an opportunity for people to use the crypto they already own as collateral and can borrow up to 50% of the value of the collateral. MELD provides crypto-to-fiat services and it has made them different from the other competitors in the market.

“The competitors in our market can be divided into two categories. First, are DeFi crypto-to-crypto lending and borrowing, we differ in that we also offer crypto-to-fiat services. We have to jump through more hoops to offer the fiat side, but it’s worth it because it’s such a needed service.

Second, are centralized (main US based) Crypto-to-fiat lenders, we are different from them in that we don’t require our users to transfer the crypto to us. Our users keep control of their crypto keys which give them a great sense of control and independence. For most of the Centralized services, if you are in a US citizen, then you can’t use the service. In our case, for now, we do not offer MELD services to US citizens. Our US offering will come later.“

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