COVER STORY

Featuring Rick J. Lindsey

Rick J. Lindsey is the President, CEO and Chairman of the Board of Prime Insurance Company and Prime Property & Casualty Inc. Mr. Lindsey is a licensed surplus lines broker in all 50 states and U.S. territories with nearly 40 years of expertise in excess and surplus lines, property and casualty insurance underwriting, risk management, brokerage and claims management. In 2021, Prime Insurance Company reported a combined ratio of 74.8% on net earned premium of $150 million, and Prime Property & Casualty reported a combined ratio of 72.6% on $110 million in net earned premium.

“I have been asked many times how Prime can be profitable while insuring high-risk businesses with unique underwriting characteristics that other companies won’t touch. The answer isn’t anything magical. It is simply executing first-class business practices such as getting the little things right; knowing and collaborating with the customer in a real partnership; fighting for the customer; training, enabling, and motivating capable employees to perform well; and creating a business culture of excellence and pride…”

AND MUCH MORE IN LUXURY LIFESTYLE AND BUSINESS…